Bankwest Breeze Platinum Credit Card: Your All-in-One Travel and Savings Companion – Black Cash

Bankwest Breeze Platinum Credit Card: Your All-in-One Travel and Savings Companion




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Looking for a credit card that offers both travel perks and low interest rates? The Bankwest Breeze Platinum Credit Card might be the perfect fit for you. This comprehensive card caters to everyday spenders and those looking to consolidate existing credit card debt. Let’s dive into the features and benefits to see if it aligns with your financial goals.

1. Features and Services:

  • 0% p.a. introductory offer: Enjoy a 0% interest rate on purchases and balance transfers for the first 12 months (a 2% balance transfer fee applies). This can be a great way to save on interest charges while paying off a credit card balance or financing a larger purchase.
  • Up to 55 days interest free on purchases: Make everyday purchases and enjoy an extended interest-free period on your transactions (from the date the transaction is posted to your account).
  • No foreign transaction fees: Use your card overseas for online and in-store purchases without incurring any extra charges. This makes it a great option for frequent travelers.
  • Complimentary travel insurance: Breeze Platinum cardholders receive complimentary overseas travel insurance and domestic flight inconvenience insurance, offering peace of mind during your trips.
  • 90-day purchase security insurance: Get added protection against theft or damage for your purchases for 90 days after purchase.

2. Credit Card Reward Policy:

The Bankwest Breeze Platinum Credit Card doesn’t offer a traditional rewards program like points or cashback. However, the card’s key benefit lies in its introductory 0% interest offer and waived foreign transaction fees, which can translate to significant savings on purchases and balance transfers, especially for frequent travelers.

3. Reviews and Ratings:

The Bankwest Breeze Platinum Credit Card generally receives positive reviews for its:

  • Competitive introductory 0% interest offer.
  • No foreign transaction fees.
  • Complimentary travel insurance.
  • Low ongoing purchase interest rate (compared to other Platinum cards).

However, some users mention a relatively high minimum credit limit requirement ($6,000) as a potential barrier to entry.

4. Safety Measures:

Bankwest prioritizes cardholder security. The Breeze Platinum card comes with chip and PIN technology for added protection against fraud. Additionally, Bankwest offers features like online fraud monitoring and the ability to freeze your card if it’s lost or stolen.

5. Mobile and Internet Banking:

Manage your Breeze Platinum Credit Card conveniently through Bankwest’s user-friendly mobile app and internet banking platform. You can view your balance, track transactions, make payments, and access account statements easily.

6. Credit Card Application Criteria:

To be eligible for the Bankwest Breeze Platinum Credit Card, you’ll need to meet the bank’s standard credit card application criteria, which typically include:

  • Being a minimum age (usually 18 years old).
  • Having an Australian residency.
  • Demonstrating a good credit history.

Here’s the link to the Bankwest Breeze Platinum Credit Card application page:


  • Bankwest credit card
  • Travel credit card Australia
  • 0% interest credit card
  • Balance transfer credit card
  • Credit card with travel insurance


  • What is the minimum credit limit for the Bankwest Breeze Platinum Card? The minimum credit limit is $6,000.
  • Are there any annual fees associated with this card? Yes, there is an annual fee associated with the card, but the specific fee will depend on your creditworthiness.
  • How do I make payments on my Breeze Platinum Card? You can make payments online through internet banking, via the Bankwest mobile app, or through phone banking.


The Bankwest Breeze Platinum Credit Card offers a compelling package for travelers and everyday spenders alike. With its 0% introductory offer, waived foreign transaction fees, and complimentary travel insurance, this card can help you save money while enjoying peace of mind on your journeys. Remember, it’s important to compare different credit card options before applying to ensure you choose the one that best suits your financial needs.