St. George Amplify Signature Credit Card: Earn Rewards. – Black Cash

St. George Amplify Signature Credit Card: Earn Rewards.

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The St. George Amplify Signature Credit Card is a premium rewards card designed for frequent travelers and those who seek flexibility in their rewards program. Here’s a breakdown of its features and benefits:

1. Features and Services:

  • Uncapped Earning: Earn a high 1.5 Amplify Rewards Points for every dollar spent on eligible purchases. These points can be redeemed for a variety of rewards, including travel, gift cards, and merchandise.
  • Bonus Points: Get a welcome bonus of 150,000 Amplify Points after meeting spending requirements in the first 3 months. This bonus can be worth up to $675 in eGift cards.
  • Balance Transfer Offer: Enjoy a 0% interest rate on balance transfers for the first 24 months from account opening. This can help you save money on interest charges while paying down existing credit card debt. (A 1% balance transfer fee applies).
  • Travel Benefits: Relax in style with two complimentary Priority Pass lounge visits per year, perfect for layovers and long journeys.
  • Shopping Perks: Earn additional rewards when you shop through St. George’s partner, ShopBack.
  • Complimentary Travel Insurance: Enjoy peace of mind with complimentary domestic and international travel insurance when you use your card to pay for part of your trip.

2. Credit Card Reward Policy:

  • Amplify Rewards Points never expire, so you can use them at your own pace.
  • Redeem points for a variety of rewards, including travel, gift cards, merchandise, and statement credits.
  • The 1.5 points per dollar spent is a competitive rate for a flexible rewards program not tied to a specific airline or hotel loyalty program.

3. Safety Measures:

  • St. George Bank employs industry-standard security measures to protect your financial information.
  • Features like chip and PIN technology and Verified by Visa help prevent unauthorized transactions.
  • You can also monitor your account activity and set up alerts through St. George’s mobile and internet banking platforms.

4. Mobile and Internet Banking:

  • Manage your account on the go with the user-friendly St. George Banking app.
  • View your transaction history, make payments, and set up alerts.
  • Internet Banking offers additional features like bill payments and account statements.

5. Credit Card Application Criteria:

To be eligible for the St. George Amplify Signature Credit Card, you will need a good credit history and a healthy income. Unfortunately, St. George doesn’t publish the specific credit score requirement, but generally, a score above 700 is considered good.

Here’s a link to the St. George Amplify Signature Credit Card application page:

FAQs:

  • What are Amplify Rewards Points worth? The value of Amplify Rewards Points depends on how you redeem them. For example, 150,000 points can be redeemed for up to $675 in eGift cards.
  • Is there an annual fee? Yes, the St. George Amplify Signature Credit Card has an annual fee of $199 in the first year and $295 per year thereafter.
  • Are there any foreign transaction fees? Yes, there is a 3% fee for transactions made in foreign currencies.

Conclusion:

The St. George Amplify Signature Credit Card is a compelling option for frequent travelers and those who value a flexible rewards program. With its high earning rate, bonus points offer, and travel benefits, this card can help you save money and make the most of your travel expenses. However, keep in mind the annual fee and consider if the rewards outweigh the cost for your spending habits.